So, I recently had to make a big purchase and let me tell you I was freaking out!
It came out of nowhere, but I knew I wanted to take this leap, so I combine savings and checking and all the things and was still short…. I wasn’t sure it would happen and then it hit me. I’ve been saving money in a jar since the beginning of the year. If you’ve been here, you know I start the year with an empty jar and add a dollar for every week of the year.
If you’re new check out the blog here to get an idea for what to do in the new year.
But if you just need a nice easy way to save, try this. Whenever you get started start at $1 and every week add an additional dollar. If you get paid weekly great! Every 2 weeks, save for two weeks, twice a month… you get the idea.
Saving for a rainy day always sounds so daunting because you’re saving for something you aren’t prepared for but with this you have an end goal which is 52 weeks of savings. Now once you hit those 52 weeks you can add the funds to your bank account, make that big purchase or anything and then start again. Keep a consistent savings going will help you save for things like the holidays or new furniture and if say your tire blows you have the funds to cover that cost without having to put it on a credit card or worse.
If you need a printed version to keep you accountable check the resources to find an easy template to use and let me know how it works out.
Eventually I’ll share what that big purchase was but for now I’m just excited I had the savings in hand to help me get started.
Let me know what other ways you guys save for rainy days and other upcoming expenses.
Nifty Mama 